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What If…

What If…
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“What if I don’t get selected for the new role?” “What if I don’t make the team… the cut… the promotion… the jump?”

“What if I fail?”

Those two words, what if, have killed more dreams, careers, businesses, and second acts than any external enemy ever could.

Not because the risks were real. But because the fear was never challenged.

We don’t live in reality when we say what if. We live in a hypothetical future that hasn’t happened, may never happen, and (ironically) often becomes self-fulfilling simply because we froze instead of moved.

I see it constantly. Smart people. Capable people. Hard-working people. People with resumes, experience, grit, and more potential than they give themselves credit for.

All stalled by imaginary outcomes.

Here’s the problem with what-if thinking:

It feels responsible. It feels cautious. It feels mature. But most of the time, it’s just fear wearing a suit.

“What if I leave this job and it doesn’t work out?” “What if I start the business and fail publicly?” ”What if I apply and they say no?” “What if I try and look stupid?”

So instead, people choose the safer option:

They stay. They wait. They tolerate. They cope. They convince themselves that inaction is wisdom.

It’s not. It’s slow regret.

From an early age, most of us were trained to avoid risk: Don’t rock the boat. Don’t quit unless you have something lined up. Don’t try unless you’re sure you’ll win. Don’t embarrass yourself. Don’t fail.

But almost no one taught us how to avoid regret. And regret doesn’t come from failure nearly as often as people think.

Regret comes from never trying.

From looking back five, ten, twenty years later and realizing: “I played it safe… and it still didn’t give me the life I wanted.”

People often say, “I just need more clarity.” “I just need to be sure.” “I just need the right time.”

Let me be blunt… Certainty is a myth.

There is no moment where the clouds part, the angels sing, and the future guarantees itself to you.

Every meaningful step in life comes with uncertainty attached. If you wait until the fear disappears, you will wait forever.

Confidence is not the absence of fear. Confidence is moving ahead with fear riding in the passenger seat, and not letting it grab the wheel from you.

Now, this is not a call for recklessness. This isn’t “burn it all down and hope for the best.”

Sometimes, wisdom looks like preparation. Sometimes, you do bring the boat closer to the dock.

You save money. You sharpen skills. You build relationships. You test ideas quietly. You reduce downside where you can.

That’s not fear. That’s strategy. That’s smart.

But here’s the critical distinction: Preparation is not the same as paralysis. At some point, the boat is as close as it’s going to get. And eventually, the only way forward is to jump.

So, let’s talk about that jump. I have some bad news. You might get wet.

You might miscalculate. You might stumble. You might land awkwardly. You might feel exposed, embarrassed, or uncomfortable.

Good. Because even getting wet is better than standing on the dock for the rest of your life, wondering what if.

Water dries. Regret doesn’t.

When people run the mental math of what if, they only calculate one side of the equation.

They ask: What if I fail? What if I lose money?What if it doesn’t work?

But they rarely ask the more dangerous questions: What if I stay here another five years? What if I never find out what I’m capable of?What if comfort slowly turns into resentment?

What if I teach my kids that fear decides their limits?

Those costs compound quietly. And by the time they’re obvious, the price is far higher than the original risk ever was.

Let’s clear something up. Failure is not the enemy. Avoidable regret is.

Failure teaches. Failure refines. Failure builds judgment. Failure hardens you in useful ways.

Regret just sits there. It whispers. It nags.

It shows up late at night when everything is quiet.

“You could’ve.” “You should’ve.” “You didn’t.”

That voice doesn’t motivate. It erodes.

You have to learn that rejection is just data, not a final verdict.

“What if I don’t get selected?” Then you don’t get selected.

That’s it. It’s not a character indictment. It’s not proof you’re incapable. It’s not a life sentence.

It’s just data.

You either improve, adjust, re-aim, or try again somewhere else…

But when you never apply, never raise your hand, never step forward?

You guarantee the outcome you were afraid of anyway.

Always remember that the comfort zone is just a coffin (made super comfortable for you).

Most people don’t stay stuck because they’re miserable. They stay because they’re comfortable enough.

The paychecks still hit. The routine is familiar. The suffering is predictable.

But comfort has a dark side. It dulls ambition. It softens urgency. It convinces you that “this is just how it is now.” Until one day you wake up older, more tired, and quietly angry at yourself.

Not because life was hard. But because you didn’t demand more from it.

Courage doesn’t arrive fully formed.

It’s built by small acts of choosing action over avoidance. By saying yes before you feel ready.

By taking calculated risks and surviving them.

Each jump makes the next one easier. Each decision builds evidence: “I can handle more than I thought.”

Here’s a truth most people underestimate:

You can survive far more than you imagine. You’ve already done hard things. You’ve already adapted. You’ve already recovered from setbacks that once felt catastrophic.

Yet somehow, the next unknown feels unbearable. It’s not. It’s just unfamiliar.

And unfamiliar doesn’t mean unsafe. It just means new.

So, how do you put faith over fear?

First, by understanding that faith (in this context) doesn’t mean blind optimism.

It means trusting that you’ll figure it out. You’ll adapt. You’ll recover. You’ll learn. You’ll endure

Fear says: “Don’t move until you’re sure.”

Faith says: “Move, and trust yourself to handle what comes next.”

No one gets to the end of their life wishing they had played smaller. No one regrets taking a shot and missing nearly as much as they regret never swinging.

At some point, you have to stop asking what if… and start asking: “What if it works?” “What if I grow?” “What if this is the moment everything changes?”

You don’t need permission. You don’t need perfect timing. You don’t need guarantees. You just need enough courage to step forward.

Bring the boat closer if you must. But don’t spend your life standing on the dock.

Jump.

Even if you get wet. Especially if you get wet.

Because a soaked life beats a dry one lived in regret. Every single time.

By Scott Kinder|2026-01-16T10:22:43-05:00December 29th, 2025|Uncategorized|

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About the Author: Scott Kinder

I founded DOL Coaching in a desire to continue my service to others after decades of service in the federal government, military service, and civilian employ. I’m a Special Forces combat veteran (18C MOS), former civil servant and executive with roles across a multitude of industries (from Wall Street to internet startups to consulting). People who know me will tell you I’m passionate about helping those around me grow and prosper.

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